Cash App Now Sells a $40 Unlimited 5G Phone Plan
Cash App is becoming a phone carrier with a $40 unlimited 5G plan on AT&T's network, blurring the line between fintech and mobile.
Key Takeaways
- Cash App launched its own carrier service with a single $40 unlimited 5G plan on AT&T's network, powered by Gigs.
- The plan includes unlimited talk, text, HD streaming, 10GB hotspot, and roaming in Canada and Mexico, with no contracts or credit checks.
- The real pitch is integration, letting users manage a phone plan inside the same app they use to get paid and spend.
The line between fintech apps and wireless carriers just got blurrier. Cash App has announced its own mobile service with a single $40 per month unlimited 5G plan.
According to Android Police, the new service runs on AT&T's network and is powered by Gigs. Gigs is the same company behind Klarna's MVNO offering.
The plan costs $40 a month with taxes and fees included. That pricing positions Cash App Mobile as a mid-tier option among existing prepaid and MVNO carriers.
The plan covers more than just unlimited 5G data. It includes unlimited talk and text, unlimited HD streaming, and 10GB of monthly hotspot use in the U.S.
The service also adds data roaming in Canada and Mexico. According to Android Police, Cash App guarantees no contracts and no credit checks to sign up.
Cash App is framing the offer around tighter integration with its financial tools. Users would manage mobile service, spending, and saving inside a single app.
According to Digital Trends, the company says millions of users already pay phone bills with the Cash App Card. Cash App saw that recurring payment and decided to sell the service itself.
The plan is aimed at a group Cash App calls Modern Earners. That includes young adults, underbanked consumers, and gig workers with less steady income.
Owen Jennings, Cash App's Executive Officer and Head of Business, said the goal is affordability and convenience. He pointed to managing mobile service directly inside the app.
Gigs CEO and co-founder Hermann Frank added that legacy carrier models feel outdated. He said they do not reflect how many people live or earn today.
Digital Trends notes that a $40 unlimited plan is not disruptive on price alone. Plenty of MVNOs and prepaid carriers already compete in that range.
The real draw is keeping a phone plan in the same app where users get paid and spend. Cash App Mobile is rolling out to select U.S. users, with broader availability planned in the coming months.
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